For almost every serious charge, if you cannot afford an attorney, you will be appointed a public defender. However, for minor traffic tickets, or instances when the State is not seeking jail (I've seen it done on first time DUI cases) if you cannot afford an attorney, you're SOL. If you decide that you do not want to take the prosecution's offer, or you want to contest a ticket you have received, your best bet is to go forward with a bench trial. This post is dedicated to tell you the procedure for how to conduct your own bench trial.
A bench trial is when you have a trial just in front of a Judge. You probably will have a right to a jury trial, but if you have never conducted a jury trial before, going forward with a jury trial is not in your best interest. Jury trials are extremely formal, and require you to know a lot of intricacies about the law. Most judges will not give you the benefit of the doubt just because you're not an attorney. Plus, in many counties, a jury trial will require you to come back for multiple court dates.
A bench trial on the other hand is much more informal. A Judge is most likely to grant you the benefit of the doubt. Nobody expects a normal, non-attorney to know the nuances of the law during a bench trial. Plus, most likely, you will only have to show up for one court date- the trial itself.
Going forward with a trial can be a nerve racking experience. But I am here to make it a little easier on you, by explaining how the procedure works. Most lay people have bench trials for speeding tickets and Failure to Reduce Speed to Avoid an Accident tickets. I'll use those two cases as an example.